Santa Fe Commecial Lease Advisors
COMMERCIAL EQUIPMENT LEASING
Equipment leasing has grown to be a primary method of acquisition for businesses of all types in the United States and throughout the world. In 2004, it is estimated that $218 Billion in equipment will be acquired through leasing in the U.S. alone.
Each business day, 20,000 transactions characterized as leases are completed. The transaction sizes vary from several thousand dollars to tens of millions of dollars for everything from fax machines to commercial aircraft.
Santa Fe Commercial Lease Advisors is here to help you find the best possible finance option for your company.
What is a Commercial Equipment Lease
From Telecommunications devices to computers and up to machinery and aircraft to complete office environments, it is possible to lease almost anything for your business. Equipment leasing can provide a lifeline for cash-strapped businesses in need of the tools of the trade.
Equipment leasing is basically a loan in which the lender buys and owns equipment and then "rents" it to a business at a flat monthly rate for a specified number of months. At the end of the lease, the business may purchase the equipment for its fair market value (or a fixed or predetermined amount), continue leasing, lease new equipment or return it.
The Benefits Of Equipment Leasing
How will leasing your equipment benefit you?
Leasing Saves Your Working Capital
It converts a large cash purchase into a low, affordable, tax deductible monthly payment. Leasing eases the strain on yourworking capital by providing 100% financing. Meaning you have more funds available for things like payroll, advertising and other expansion efforts.
Leasing Provides Total Financing
Leasing offers 100% financing, and unlike a bank loan, requires no down payment. Taxes, delivery, service contracts and other soft costs not typically financed by a bank can be included in the cost of the lease. One or two payments in advance are usually all that is required
Leasing Overcomes Budget Limitations and Guards Against Obsolescence
Lease payments are often lower than purchase installments, making the most of your current budgets. This allows your customer to acquire all of the equipment needed to meet current demands, rather than being forced to work with outdated or inferior equipment.
Leasing Lessens the Impact of Inflation
Through leasing, you can offset inflation with fixed lease payments. You can acquire the equipment you need at today’s prices, and pay for it with tomorrow’s, less valuable dollars. The monthly payment may be 100% tax deductible as an operating expense.
Leasing Provides Financing For Bad Credit
Many business owners with a low credit score find it difficult to obtain financing for their businesses. Some equipment leasing companies have special bad credit equipment lease programs that cater to the business owner with bad credit.
Leasing Provides Financing For Brand New Businesses
Start up businesses can be hard to finance. Most banks want to see 2 – 3 years of business tax returns before they are willing to finance a new business. Here atLeaseFunders.com we have created several start up equipment leasing programs to help new businesses obtain the equipment they need to become competitive in their industry!
What kind of companies do we approve for a Lease?
We approach every application with one overriding objective: We want to provide to each applicant the best possible terms of approval. Too many banks and credit unions have severely narrowed their 'credit window' so that only very strongest of applicants are able to obtain approval.
In today's very anxious credit environment, we consider multiple ways to approach each transaction. The end result of our work is to provide not only APPROVAL, but the best possible terms of approval for each applicant.
In most situations, we are able to provide multiple options to choose from, and we offer our applicant advice and perspective about each of the available options. We help each applicant to make an informed decision about which option is best for them.
The truth is, we only make money on approvals and fundings. In fact, it costs us money every time we can't find a way to approve an application, so we maintain a singular focus on solutions that will lead to doing business with you today and building a relationship for your future needs as well.
Call us or conatct us today
This is about doing things with a purpose and this is your business and these capital financing tools are here for you.